Terms of Use

Effective date:

1. Acceptance of these Terms

These Terms of Use (“Terms”) govern your access to and use of the website debtcollectionregistry.org (the “Site”), which is operated by Debt Collection Registry (“we”, “us”, “our”). By accessing or using the Site, you agree to be bound by these Terms. If you do not agree to these Terms, you must not use the Site.

2. Purpose of the Site

The Site is an informational registry that provides high-level descriptions of debt collection frameworks in different jurisdictions, as well as references to professional experts and public resources. The content is intended for general information purposes only.

The information on the Site does not constitute legal, financial or other professional advice and should not be relied upon as such. You should not act or refrain from acting on the basis of any content available on the Site without obtaining appropriate professional advice from a qualified adviser in the relevant jurisdiction.

We do not create an attorney–client, mandate or similar professional relationship with you through your use of the Site.

4. Use of content

Unless otherwise indicated, we or our licensors own the intellectual property rights in the content and layout of the Site, including text, graphics and design elements. You may view, download for caching purposes, and print pages from the Site for your own internal, non-commercial use.

You must not, without our prior written consent:

  • Republish material from the Site in bulk or as a database
  • Sell, rent or sub-license material from the Site
  • Systematically copy or scrape large portions of the Site
  • Exploit material on the Site for commercial purposes in a way that competes with our services

5. Acceptable use and technical abuse

You must not use the Site in any way that causes, or may cause, damage to the Site or impairment of the availability or accessibility of the Site. In particular, you must not use the Site to conduct automated data collection activities (including scraping, data mining, data extraction and data harvesting) without our express written consent.

The Site contains links to third-party websites and references to third-party organisations, including professional experts, public authorities and other resources. These links and references are provided for convenience and informational purposes only.

We do not endorse, control or monitor third-party websites or services and we are not responsible for their content, availability, security or privacy practices. Your use of third-party websites and services is at your own risk and subject to the terms and policies of those third parties.

7. No warranties

While we aim to keep the information on the Site accurate and up to date, the Site and all content are provided “as is” and “as available” without any warranties or representations of any kind, whether express or implied.

Without limiting the foregoing, we do not warrant that:

  • The content on the Site is complete, accurate or up to date at all times
  • The Site will be available at any particular time or location
  • The Site will be free from errors, defects, viruses or other harmful components

8. Limitation of liability

To the maximum extent permitted by applicable law, we shall not be liable for any indirect, incidental, consequential, special or punitive damages, or for any loss of profit, revenue, data or goodwill, arising out of or in connection with your use of, or inability to use, the Site or its content.

Nothing in these Terms excludes or limits any liability that cannot be excluded or limited under applicable law.

9. Changes to the Site and these Terms

We may update, modify or discontinue the Site, or any part of it, at any time without prior notice.

We may also update these Terms from time to time. The version published on this page is the current version. By continuing to use the Site after changes take effect, you agree to the updated Terms. If you do not agree to the updated Terms, you must stop using the Site.

10. Governing law and jurisdiction

These Terms, and any dispute arising out of or in connection with them or with your use of the Site, are governed by the laws of [insert country], without regard to its conflict of laws rules.

The courts of [insert city/country] shall have exclusive jurisdiction over any such disputes, subject to any mandatory provisions of applicable law that provide for different jurisdiction.

11. Miscellaneous

If any provision of these Terms is held to be invalid or unenforceable, that provision shall be enforced to the maximum extent permissible and the remaining provisions will remain in full force and effect.

Our failure to enforce any right or provision of these Terms shall not be deemed a waiver of such right or provision.

12. Contact

If you have any questions about these Terms, please contact us at:

Email: [insert-contact-email]
[Insert postal address]

13. No legal advice

These Terms are provided as a general framework for the use of the Site. They do not constitute legal advice. We recommend that you seek independent legal advice to ensure that these Terms, and your use of the Site, comply with the laws applicable to you.